A for ansvarlighed

Når du møder dette særlige ikon, kan du få indblik i vores arbejde med ansvarlighed. Det kan for eksempel være viden fra vores egen verden om ansvarlige investeringer eller principper for god selskabsledelse, eller det være fakta om klima, miljø og sociale forhold fra eksterne kilder. God fornøjelse!.

It is possible to insert a beneficiary (one or more) on your capital pension and/or expiring annuity pension, along with your group life insurance.

Unless you have agreed otherwise with us, your next-of-kin will receive the money from your schemes or group life insurance. 

You have tax deduction for your pension contributions. As a result of this the Danish Pension Taxation Law restricts who you can insert as beneficiaries on your pension scheme. According to the law, you can insert the following people as beneficiaries; next-of-kin, spouse/registered partner (also divorced spouses), a named cohabitant and/or children (also stepchildren, cohabitants children and the heirs of these), as you don't have tax deduction for your group life insurance, the restrictions don't apply for the group life insurance.

Estate tax
According to the Estate tax law, an Estate tax will be levied on the possessions left by the deceased, in this scenario a capital pension and/or expiring annuity pension, will be seen as a possession. The pension fund withholds the Estate tax before disbursement. The size of the Estate tax depends on who the recipient is, and varies from 0%, 15% and 36,25%. Spouses are exempt from the Estate tax.

Vi siger til, når noget er vigtigt

Hvis du giver os din e-mail, så sørger vi for, at du altid er orienteret omkring dine muligheder i forhold til din pension, når det er relevant for dig.